Financial Success 2024

Member Savings Showcase

Our Growth Highlights

As at 31 Dec 2024

43,000 Members
35.8B Savings Portfolio
65.5B Loan Portfolio
500 Dividend per share
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Success Stories
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Your Success, Our Mission

Building Prosperity Together

Year-on-Year Growth

As at 31 Dec 2024

+18.3% Member Growth
+35.5% Loan Portfolio
+5.2% Savings Growth
3-10% Interest On Savings
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Watch Highlights
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Financial Freedom 2025

Special Loan Opportunity

Loan Performance

As at 31 Dec 2024

8,430+ Active Loans
14.0% Interest Rate
4B Monthly Disbursement
96.8% Repayment Rate
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Member Benefits
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About Exodus Sacco

Exodus Savings & Credit Cooperative

Exodus SACCO is the institutional savings and credit cooperative Society of the Uganda Police Force personnel. We enable our members to pool funds (Savings) to access affordable Loans (Credit) for productive activities that improve their welfare.

Established

Registered in July 2007 (Reg. No. 8404/RCS)

Coverage

14 branches across

Coverage

14 branches across 9 districts in Uganda

Our Product
Person Person Person
45k+
Members
About Us

Exodus Sacco: Building Financial Security Together

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Our Vision

To be a leading SACCO promoting prosperity of our members and their families through enhanced savings and access to convenient credit.

Board Chair image
SCP Dr. Omoding Wilson Otuna
Chairperson Board of Directors
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Our Mission

To transform Uganda police force personnel, their families and liberate them from poverty and improve their standards of living.

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SP. Osbert Ashaba
Chief Executive Officer
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Our Core Values

To enable us achieve our vision, mission and strategic objectives we passionately observe a set of core values to guide our operations:

Transparency

We maintain communication with our members to ensure trust bridges are strong. We are open to scrutiny by all our stakeholders.

Professionalism

We adhere to high professional standards. We commit to remain truthful and fair in our dealings with members.

Accountability

We take responsibility for our actions and inactions. We build trust amongst our members and stakeholders.

Integrity

We uphold strong ethical conduct. We treat all members with honesty, fairness and common decency.

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ASP. Maale Arnold
Chief Commercial Officer

Vision

Mission

Core Values

Exodus SACCO Products

Our Financial Solutions

ORDINARY SAVINGS ACCOUNT
Interest: 5.00% per annum
Min Balance: 200,000.00

ORDINARY SAVINGS ACCOUNT

This is a basic savings account that each member of the SACCO must have upon entry.They use it to save until exit
Person Person Person
Required
TARGET SAVINGS ACCOUNT
Interest: 5.00% per annum
Min Balance: 0.00

TARGET SAVINGS ACCOUNT

This is a savings account in which a member contributes a predetermined amount of money for a specific period of time to meet a specific goal.
Person Person Person
Required
RETIREMENT SAVINGS ACCOUNT
Interest: 7.00% per annum
Min Balance: 0.00

RETIREMENT SAVINGS ACCOUNT

A savings account in which an engaged member can consistently deposits funds and withdraws them only upon departing from the SACCO.
Person Person Person
Families
H-COY SAVINGS ACCOUNT
Interest: 4.00% per annum
Min Balance: 20,000

H-COY SAVINGS ACCOUNT

This is a savings product extended to children below 18 years of belonging to active SACCO members.
Person Person Person
Families
FIXED DEPOSIT ACCOUNT
Interest: 9.00% to 11.00% p.a.
Min Balance: 2,000,000

FIXED DEPOSIT ACCOUNT

This is a savings product allows the member to accrue interest on a single substantial deposit (boom) for a predetermined period.
Person Person Person
Term: 12 months
SHARES ACCOUNT
Interest: 0
Min Balance: 100,000

SHARES ACCOUNT

This is a savings account that allows members to buy shares in the SACCO.
Person Person Person
Members
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BASIC LOAN
Interest: 14% p.a.
Term: Up to 60 months

BASIC LOAN

A loan product intended for general economic development of SACCO members.
Person Person Person
Shares: 15%
SCHOOL FEES LOAN
Interest: 12% p.a.
Term: Up to 12 months

SCHOOL FEES LOAN

These are loans extended to members for the purposes of enhancing education for their family members.
Person Person Person
Education
EMERGENCY LOAN
Interest: 5% p.m
Term: Up to 24 months

EMERGENCY LOAN

This is a special facility extended to SACCO's members within 24 hours to meet emergency needs.
Person Person Person
Fast approval
HOUSING LOAN
Interest: 12% p.a.
Term: Up to 48 months

HOUSING LOAN

This is a salary based noncash loan
Person Person Person
housing
ASSET FINANCING LOAN
Interest: 10% p.a.
Term: Up to 60 months

ASSET FINANCING LOAN

This is a loan product designed specifically for members who want to finance the purchase of any assets with the primary aim of generating income. for example Land, Motor vehicles, Machinery
Person Person Person
Business
01 02 03
GROUP LOAN
Interest: 14% p.a.
Term: 12 months

GROUP LOAN

This is a loan product given to an organized group of members. All members in the group must hold membership in Exodus.
Person Person Person
Teams of 30
GROUP SAVINGS ACCOUNT
Interest: 8% p.a.
Term: Ongoing

GROUP SAVINGS ACCOUNT

A savings account for organized groups with a maximum of 30 members. Group must be registered with certificate of registration.
Person Person Person
Community
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Our Network

Branch Locations Across Uganda

01

ARUA BRANCH

Police Regional Office, Area
0707 581 819
arua@policeexodussacco.com
Contact Us
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Arua Regional Office
02

HOIMA BRANCH

Police Regional Office
0707 581 786
hoima@policeexodussacco.com
Contact Us
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Hoima Regional Office
03

LIRA BRANCH

Police Regional Office
0707 581 820
lira@policeexodussacco.com
Contact Us
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Lira Regional Office
04

MBALE BRANCH

Police Regional Office
0707 581 809
mbale@policeexodussacco.com
Contact Us
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Mbale Regional Office
05

SOROTI BRANCH

Police Regional Office
0707 581 859
soroti@policeexodussacco.com
Contact Us
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Soroti Regional Office
06

FORT PORTAL BRANCH

Police Regional Office
0707 581 863
fortportal@policeexodussacco.com
Contact Us
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FortPortal Regional Office
07

IGANGA BRANCH

Police Regional Office
0707 581 780
iganga@policeexodussacco.com
iganga@policeexodussacco.com
Contact Us
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Iganga Regional Office
08

MASAKA BRANCH

Police Regional Office
0707 581 720
masaka@policeexodussacco.com
Contact Us
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Masaka Regional Office
09

MBARARA BRANCH

Police Regional Office
0707 581 737
mbarara@policeexodussacco.com
Contact Us
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Mbarara Regional Office
10

GULU BRANCH

Police Regional Office
0707 581 758
gulu@policeexodussacco.com
Contact Us
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Gulu Regional Office
11

KIGEZI BRANCH

Police Regional Office
0707 581 792
kigezi@policeexodussacco.com
Contact Us
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Kigezi Regional Office
12

MASINDI BRANCH

Police Regional Office
0707 581 821
masindi@policeexodussacco.com
Contact Us
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Masindi Regional Office
13

MOROTO BRANCH

Police Regional Office
0707 581 827
moroto@policeexodussacco.com
Contact Us
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Moroto Regional Office
14

KAMPALA HEADQUARTERS

P.O BOX: 7055 Naguru, Kampala
+2567001223456
info@policeexodussacco.com
Contact Us
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Naguru, Kampala

Exodus Sacco has 14 Branches all over Uganda that cover 9 districts.

info@policeexodussacco.com
P.O BOX: 7055 Naguru, Kampala
Mobile App USSD Code
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Digital Services

Access SACCO Services Anywhere, Anytime

Exodus SACCO is committed to providing convenient and accessible financial services to all our members. Our innovative digital solutions allow you to access your accounts, make transactions, and manage your finances without visiting a branch.

Mobile App Services

Download our mobile app to check your balance, transfer funds, pay bills, apply for loans, and monitor your account activity in real-time from your smartphone.

QR Code
USSD Code Access

Use our USSD code *284*72# to access SACCO services without internet or a smartphone. Check balances, transfer money, pay bills, and request mini-statements with simple dial codes.

Download App
*284#72#
USSD Code
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StakeHolders and Partners

StakeHolders

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Twitter & News

Latest Updates

Call Us Now
+88 0123 654 99

Visit Exodus SACCO Restaurant For Local Delicacies

Order Now
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Restaurant Services

Exodus SACCO Restaurant

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Opening Hours

Open from 0700hrs for breakfast, lunch and dinner, till midnight, Monday to Monday, including all public holidays.

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About Us

Exodus SACCO Restaurant is the trading arm of the Society that deals in food and beverages.

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Our Services

We prepare and serve a variety of local foods and drinks to customers within and outside police headquarters.

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Dining Options

Meals are generally served and eaten on the premises, but take-out and food delivery services are also offered.

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Loan Calculator

Monthly payments limited to 48% of salary
UGX
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